A fixed deposit offers the benefits of growth and safety for the investor. It holds a prominent position in any stable financial plan. The FD is a failsafe low-risk investment vehicle coming with several key benefits. Bajaj Finance FD posits a solid safeguard on your savings. Trusted all over India, Bajaj Finance offers some of the best benefits in this traditional investment segment. These benefits can be yours to avail even at a minimum deposit of Rs. 25,000.  Read more: KNOW ALL ABOUT CREDIT CARD BILLING CYCLE Great Opportunity for Growth The FD interest rates are key indicators of the feasibility of the financial plan. Great interest rates present an unmatched assurance of growth. People below 60 years of age can avail an interest rate of up to 6.50 %. Senior citizens can accrue a further 0.25 % on their deposits.  Safe Transactions The company also encourages online investment. You can choose to process the entire application end-to-end via a highly secured online pathway. Save yourself the troubles of standing in lengthy queues and elaborate paperwork. What’s more, customers can even avail an additional interest rate benefit of 0.10 % by opening a Bajaj Finance Online FD account.  Rest assured, your deposits are in safe hands. Bajaj Finance has the highest stability ratings of FAAA by CRISIL. Not only that, but it also has ICRA’s MAAA stability rating.   Peace of Mind  The flexibility offered by Bajaj Finance presents yet another incentive to retain your savings. The choice is in your hands. You can opt for any tenure between 12 and 60 months as per your unique financial requirements. In any tenure, you can opt for the auto-renewal option. It saves you from the hassles of filling the entire application again at maturity.  Extend your existing relationship with Bajaj Finance to any tenure you require. Auto-renewal also makes you eligible for an additional rate benefit of 0.10 %. You can use the proprietary FD calculator free of charge. Loan Facility  A fixed deposit also works as a reliable backup plan in case of emergencies. You can liquidate the cash anytime after a brief initial lockdown period of 3 months. However, you might have to bear a financial penalty in the form of loss of interest. The interest rate in case of premature withdrawal would be the one applicable at that time, and not the original rate.  Although the loss of interest is a possibility, yet you have nothing to worry about. This is because you can easily avail a personal loan against your fixed deposit. The loan approval process is straightforward and simple. Do note, there is a cap on the amount you can apply for a loan. It should not be more than 75% of the FD.   Easy Financial Plan The Systematic Deposit Plan (SDP) can be a crucial tool to plan your investment. It offers you the comfort of depositing at your own pace instead of a lumpsum amount upfront. Further expanding the flexibility, it has two variants. Investors can either go for a Monthly Maturity Scheme or opt for a Single Maturity Scheme.     The SDP presents an exciting opportunity for first-time investors because you can start with a minimum monthly amount of Rs. 5000. According to the Monthly Maturity Scheme, you can segregate the investment in 6 to 48 deposits and a chosen tenure. You can use the fixed deposit calculator at your convenience to set up a formidable financial action plan. The maturity date for each deposit will be different. This is because they mature individually as per selected tenure.  Opt for the Single Maturity Scheme if it is more convenient to receive your maturity proceeds on a single day. You will have to pick a preferred date to maintain your deposits throughout a convenient tenure plan.  Such lucrative rates explain why Bajaj Finance Fixed Deposit carries a deposit book of over Rs. 25,000 Crore. With Bajaj Finance, you become a part of an existing conglomerate of 2,35,000 unique FD customers.